| Job Title: | Credit Analyst - Underwriter credit cards |
|---|---|
| Reference: | Credit |
| Salary: | Competitive plus benefits and incentives |
| Location(s): | Cheshire |
| Industry(s): | Banking |
| Advertiser: | Bank of America |
| Employment Type: | Permanent |
| Posted: | 01-12-2008 |
Description:
CREDIT ANALYST - UnderwriterCUSTOMER IMPACT STATEMENT
This position reports to a Credit Manager as part of a team and is responsible for making decisions on credit card applications that will maximise Bank of Americas Customer opportunities while limiting risk.
PRIMARY DUTIES AND RESPONSIBILITIES
Make high quality lending decisions on new credit card applications according to Bank of Americas lending philosophy
Deliver superior customer satisfaction when speaking to applicants to develop additional information relating to their application
Achieve specific daily goals for volume of applications decisioned
Achieve specific monthly revenue targets Promote the card and benefits to all new and existing customers.
Add value on each and every customer interaction through promoting authorised users, balance transfers and insurance products to the customer
Investigate Credit-related customer enquiries
Perform miscellaneous duties as assigned by management
Preferred:
Strong analytical skills Strong verbal and written communication skills.
Self-motivated and results-orientated.
Good team player Flexible approach to shift and team changes
