Job Title:	Credit Risk Analyst/Modellers
Reference:	3917
Salary:	£41,623
Location(s):	Wiltshire
Industry(s):	Banking, Consumer Banking, Consumer Finance
Advertiser:	Nationwide
Employment Type:	Permanent
Posted:	11-06-2009

Description:

Credit Risk Analyst/Modellers

£41,623

Swindon

About the Role
Our Retail Credit Risk department are looking to recruit Credit Analysts and Modellers with responsibility for Secured / Unsecured model and strategic developments.

Working within this key business area you will work in a dedicated team to develop and maintain best in class models and strategies. Covering the entire credit lifecycle from acquisition strategies to pricing and loss forecasting the role plays a key part in ensuring the successful delivery of critical business decisions.

The key responsibilities of the role are to:
• Develop and maintain application and behavioural scorecards
• To develop and maintain Basel expected loss models
• Support the integration of Basel metrics across the Society
• Undertake portfolio stress testing
• Provide in depth analysis to support acquisition, retention and wider strategies
• Ensure best practice and latest thinking

The position will provide you with the opportunity to take on an advanced technical role, delivering business focussed analysis and risk management expertise. You will use your knowledge to provide complex analysis both individually and as a mentor for junior analysts.

About you
Qualified to degree level, or equivalent, in a numerate discipline, you will have a positive attitude, a flexible approach and a proven track record of managing and delivering data driven projects. To be successful you will need to demonstrate that you have a mix of strong business, people and technical skills and you will also demonstrate the following qualities:

• Extensive experience in a retail credit risk environment, including substantial experience in a hands-on analytical / modelling role.
• Strong communication skills, with proven ability to communicate effectively and provide guidance on technical issues
• Highly PC literate with significant knowledge and use of Excel and SAS.
• Advanced analytical and problem solving skills.
• A logical approach and an attention to detail.
• Ability to deal with conflicting demands and prioritise deliverables.

About us
We’re the world’s biggest building society. And, in today’s economic climate, our reputation for being open, honest and trustworthy is benefiting our customers. Underpinning it all is a commercial operation that’s keenly competitive and constantly evolving. Right now, right across our business, we’re aiming higher, thinking smarter and acting faster than ever before. And we’re looking for people who are proud of what we stand for, and who have the talent and drive to boost our performance still further.

About your rewards
We have big ambitions for our business – and high expectations of the people who’ll help us achieve them. In return we’ll offer you plenty of scope for personal development, recognition, a great working environment plus a generous rewards package that includes pension, life assurance, healthcare and bonus scheme.