| Job Title: | Credit Risk Analyst - Portfolio Management - Milton Keynes |
|---|---|
| Reference: | A14-18-07-08 |
| Salary: | GBP32000-GBP38000 (Extras: Bonus, Pension, Healthcare, etc...) |
| Location(s): | Buckinghamshire |
| Industry(s): | Risk |
| Advertiser: | Aspire Credit Recruitment & Risk Management |
| Employment Type: | Permanent |
| Posted: | 19-07-2008 |
Description:
Role: Credit Risk Portfolio AnalystLocation: Milton Keynes
Salary: £32,000 - £38,000 + Bonus, Pension, Shares, Healthcare
Role Overview
Support successful value management of credit portfolios by:
• Solving complex business problems and providing practical value based solutions
• Taking accountability for an area of credit policy, or a suite of risk models, monitoring performance, clearly communicating issues, developing and recommending changes where appropriate
• Ensuring that strong links are maintained between Risk and other key business areas
Examples of the business scale the roles cover include:
• Hundreds of £m’s annual credit losses
• Credit policy for £100bn+ Mortgage portfolio
• Account limit management for entire current account base of 5m+ customers
Developing and maintaining credit policy for £1.5bn+ annual Unsecured Loan lending
Accountabilities
• Develop original, industry leading, analytical techniques for tackling complex and varied business problems
• Use expert judgement and fresh thinking to analyse and predict the outcome of unprecedented business strategies
• Have a detailed knowledge of complex systems and data sources and how to use the data to deliver meaningful information
• Conduct detailed statistical data analysis using appropriate analysis software (eg SAS) at an expert level
• Ensure that all analysis is completed with a high degree of accuracy and that all assumptions are clearly stated
• Maintain a strong awareness of competitor and market activity and take account t of this when predicting performance
• Take ownership for monitoring and managing the performance of a credit product or group of policies, strategies or models
Candidate Specification
• Track record of successful delivery in a statistical analysis role of similar complexity and level, preferably within a credit risk function.
• Able to take a pragmatic attitude when dealing with uncertainty
• Tenacity and attention to detail
• Proven detailed awareness of credit industry products and markets
• Creative thinking required as many problems are unprecedented and without guidelines
• Resilient to setbacks, with the tenacity and drive required to solve complex challenging problems
• Expert programming skills in relevant statistical analysis tools (e.g. SAS)
• High degree of computer literacy
• 2:1 achieved at degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, and Engineering) or equivalent – The role requires an ability to use complex statistical techniques to solve business problems.
Please send your CV to phillip@aspirecredit.co.uk or contact Phillip Hartley on 0161 767 2350.
