| Job Title: | Credit Risk Manager - Scoring / Portfolio Management |
|---|---|
| Reference: | A1-14-08-08 |
| Salary: | GBP50000-GBP70000 (Extras: Bonus / Package) |
| Location(s): | Buckinghamshire |
| Industry(s): | Risk |
| Advertiser: | Aspire Credit Recruitment & Risk Management |
| Employment Type: | Permanent |
| Posted: | 14-08-2008 |
Description:
Job Title: Credit Risk Manager – Scoring & Portfolio ManagementLocation: Milton Keynes
Salary: £50,000 - £70,000 + Bonus / Package
Based in Milton Keynes, this is a new role that offers a valuable opportunity to lead a team working on either credit portfolio management, developing a suite of credit scoring models, or developing collections strategies. The Retail Risk Credit team is responsible for risk management across all credit products, including mortgages, unsecured loans and overdrafts.
With a small team of credit analysts to manage, you’ll provide continual analysis of portfolio performance and credit decision models, communicating findings to key stakeholders and risk colleagues. You’ll develop and manage a programme of analysis and ensure that credit policies, strategies and models are reviewed to take account of changes in portfolio performance.
You’ll agree priorities with stakeholders and Risk Senior Management, and develop operating and resource plans to deliver objectives. Crucially, you will build strong relationships with stakeholders across the business, especially the marketing product teams and colleagues within Credit Risk.
Ideally qualified to degree level in a numerate subject or equivalent, you’ll have a proven deep understanding of multi product business. A large part of your experience in that area will have been gained in Credit Risk Management of portfolios larger than 1billion. In addition to excellent numerical skills and the ability to instinctively interpret data, you’ll have knowledge of the SAS programming language and experience of conducting statistical analysis using large and complex data files. This technical knowledge will be matched by strong communication and influencing skills, excellent leadership abilities and the ability to take ownership, seeing things through to the end. You will work well under pressure and have first-class organisational and planning skills.
An insightful understanding of leading edge risk management practices, processes and techniques would be an advantage, as would the experience of managing multi-disciplined technical experts. Experience of prioritisation and delegation on a variety of cross-functional products would also be useful.
Please send your CV to phillip@aspirecredit.co.uk or call 0161 767 2350.
