| Job Title: | Head of Secured Credit Policy |
|---|---|
| Reference: | 329370/EC |
| Salary: | £55-75,000 |
| Location(s): | Buckinghamshire |
| Industry(s): | Financial Services |
| Advertiser: | PSD Group PLC |
| Employment Type: | Permanent |
| Posted: | 12-09-2008 |
Description:
The RoleThe role has prime responsibility for determining the Retail secured credit risk appetite, and its subsequent delivery of all aspects of the management of secured lending products (first charge advances, further advances, buy to let ). In addition the team is tasked with ensuring that appropriate credit policies and strategies are developed that optimise profit whilst maintaining acceptable and predictable levels of credit loss and portfolio growth. Working as the Head of Policy & Deployment, the job holder will be responsible for managing a team which understands portfolio performance and ensures that emerging trends are identified early; owns, refines, updates and manages the retail secured credit strategy both automated and manual; defines, manages, implements & deploys evolutionary improvements to the secured product offerings; owns, enhances & maintains the secured decision systems.
What we are looking for
You must have a proven in depth understanding of multi product business with a major part of that experience gained in Credit Risk Management of large (>1bn) portfolios. You must also have an appreciation of leading-edge risk management practices, processes and techniques.
