| Job Title: | Portfolio Management Analyst - Credit Risk - Manchester |
|---|---|
| Reference: | A3-16-05-08 |
| Salary: | GBP30000 (Extras: Bonus & Package) |
| Location(s): | Manchester |
| Industry(s): | Risk |
| Advertiser: | Aspire Credit Recruitment & Risk Management |
| Employment Type: | Permanent |
| Posted: | 16-05-2008 |
Description:
Job Title: Portfolio Management Analyst – Credit RiskLocation: Manchester City Centre
Salary: c. £30,000 + Bonus, Pension, Healthcare, Shares etc
This is a highly challenging role within one of the UK’s largest retail banks. The successful applicant will work as part of a dynamic team at the leading edge of Risk Portfolio Management.
The Collections & Recoveries team within Credit Risk works across a range of products (Loans; Current Accounts; Mortgages) for both individual customers and small businesses. Key responsibilities of the team are:
• Managing impairment; delivering a series of value-adding initiatives to reduce credit losses
• Working with colleagues in Operations teams to identify optimal application of operational resource
• Working with Credit Risk teams aligned to specific SBUs (Specialist Business Units) to forecasting credit losses accurately for a range of strategic, market and economic scenarios
• Reporting Collections & Recoveries strategic performance to the wider business; presenting ideas, opportunities & risks in a transparent manner
Candidate Profile
• A degree or equivalent qualification in a numerical subject; or equivalent experience
• Strong analytical skills – the ability to digest & interpret complex concepts underpinning Risk Portfolio Management and to consider & validate model inputs & outputs
• Ability to communicate and influence across a range of levels of expertise and seniority
• Strong team-building skills
• The ability to drive for results and be an agent of change within an organisation
• Creativity and enhanced problem-solving skills
• A consultative and relationship-building approach to the workplace
• A style of working that is planned and organised
Preferred
• Established technical skills (SAS, SQL, Excel) including experience of data extraction & manipulation
• Experience of Credit Risk Management within Consumer Finance
• Knowledge of the UK market and competitive environment
• Experience of standard Risk models and measures
Please send your CV to phillip@aspirecredit.co.uk or call Phillip Hartley on 0161 767 2350.
