| Job Title: | Senior Credit Risk Manager - CA's & Savings |
|---|---|
| Reference: | A8-09-07-10 |
| Salary: | £55000 to £65000 per annum Benefits: Bonus, London Allowance (£3,500), Car & Benefits |
| Location(s): | City of London, London, London East, London North, London South |
| Industry(s): | Risk |
| Advertiser: | Aspire Data Recruitment |
| Employment Type: | Permanent |
| Posted: | 09-07-2010 |
Description:
Job Title: Senior Credit Risk ManagerLocation: London
Salary: £55,000 - £66,000 + Bonus, Car, London Allowance & Benefits
The main purpose of this role is to lead an analytical team responsible for the credit risk management of the Current Account and Savings portfolio.
Accountabilities
• Enhance the future capabilities of the Credit Risk area through the formulation of leading edge risk management approaches.
• Working with business units to support marketing led activities such as product upgrades and cross-sales.
• Participate in overall team activities including planning, resource allocation, training and other important team-building functions.
• Accountable for the risk and reward generated by the lending decisions and account management activities carried out within the credit risk area.
• Accountable for the total portfolio impairment. The role holder must work closely with both finance and commercial teams to ensure the business direction and decisions are done with value creation focus.
• Responsible for team of 3-5 analysts ensuring focus and quality of output. Provide development opportunities where appropriate and ensuring adequate development plans are in place.
• Provide mentoring and direction to team members who will be employing analysis and modelling techniques and implementing policy and processes.
Candidate Profile
• Completion of a degree in a numerate subject or significant relevant experience.
• The ability to understand and commission complex analysis to support strategy testing.
• The role holder also needs a strong commercial focus and a good understanding of the drivers of credit profitability.
• A passion for adding value to the business through the production of empirically sounding policies and approaches.
• The intellectual capacity to move their team forward by constantly looking for better approaches.
• Passionate about data and statistical modelling, and how this contributes to the business.
• Self-starter who naturally assumes ownership of initiatives
• Proficiency in performing data analysis and predictive utilizing a standard statistical package such as SAS (preferred) or SPSS. A clear understanding of the methods underlying predictive modelling.
Please send your CV to info@aspiredata.co.uk or contact us on 0845 850 4045.
