| Job Title: | Senior Risk & CVM Analyst - Emerging Markets |
|---|---|
| Reference: | A10-05-08-09 |
| Salary: | GBP35000-GBP40000 (Extras: Bonus & Benefits Package) |
| Location(s): | Northamptonshire |
| Industry(s): | Risk |
| Advertiser: | Aspire Credit Recruitment & Risk Management |
| Employment Type: | Permanent |
| Posted: | 06-09-2008 |
Description:
Job Title: Senior Risk & CVM Analyst – Emerging MarketsLocation: London or Northampton
Salary: £35,000 - £40,000 + Bonus, LA, Pension, Healthcare, Shares etc…
Overview
The main purpose of this role is to drive value to the business by monitoring the emerging markets portfolios and supporting identification of value creation opportunities. Proactively support the development and growth of the CVM function in the Emerging Markets to manage the overall value from Customer relationships through optimizing revenue opportunities and managing credit risk exposure.
Monitor and critically assess the performance of Customer value tests, campaign analyses, response propensity models, bad debt performance, etc.
Lead major initiatives to expand the scope of customer offerings (e.g. new products like a Germany Loan product launch) and methodologies (e.g. break-even risk tendency-based credit limit strategy refinement) of the department.
Document findings, make and present recommendations, design new strategies that will outperform the past approaches and solve problems along the way.
Monthly value MI production
Vendor (internal and external) management, IT resources management and stakeholder management to ensure speedy implementation of programs.
Candidate Profile
Knowledge of Customer value management techniques and approaches in a consumer lending (open-end revolving credit) setting.
Ability to identify quantitative tools needed to run the business and be able to work with key stakeholders and relationship points to facilitate the development & implementation of appropriate tools.
Familiar with other consumer credit products, such as revolving lines, installment loans and home equities products.
University degree in relevant subject such as business, statistics, operations research economics or industrial engineering
High proficiency in SAS programming and excel modeling for statistical analysis and performance evaluation.
Substantial experience in the Credit Risk industry with direct experience of Credit Risk / CVM techniques, tools and methodologies
Please send your CV to phillip@aspirecredit.co.uk or call Phillip Hartley on 0161 767 2350.
