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Job Title: Senior Collections Strategy Analyst
Location: Manchester City Centre
Salary: £30,000 - £40,000 + Bonus, Pension, Healthcare, Shares etc
This is a highly challenging role within one of the UK’s largest retail banks. The successful applicant will work as part of a dynamic team at the leading edge of Risk Portfolio Management.
The Collections & Recoveries team within Credit Risk works across a range of products (Loans; Current Accounts; Mortgages) for both individual customers and small businesses. Key responsibilities of the team are:
• Managing impairment; delivering a series of value-adding initiatives to reduce credit losses
• Working with colleagues in Operations teams to identify optimal application of operational resource
• Working with Credit Risk teams aligned to specific SBUs (Specialist Business Units) to forecasting credit losses accurately for a range of strategic, market and economic scenarios
• Reporting Collections & Recoveries strategic performance to the wider business; presenting ideas, opportunities & risks in a transparent manner
Candidate Profile
• A degree or equivalent qualification in a numerical subject; or equivalent experience
• Strong analytical skills – the ability to digest & interpret complex concepts underpinning Risk Portfolio Management and to consider & validate model inputs & outputs
• Ability to communicate and influence across a range of levels of expertise and seniority
• Established technical skills (SAS, SQL, Excel) including experience of data extraction & manipulation
• Experience of Credit Risk Management within Consumer Finance
• Knowledge of the UK market and competitive environment
• Experience of standard Risk models and measures
Please send your CV to info@aspiredata.co.uk or call us on 0845 850 4045.
The Senior Business Analyst will be responsible for identifying the business need for change; assessing the impact of the change; capturing and documenting the business requirements, benefits and costs; and then ensuring that these requirements are transformed into an appropriate solution design for delivery, supporting the Contact Centre Business through the implementation process. Depending on business need, the Senior Business Analyst may work within single stages of the project lifecycle, or across the full change lifecycle from initial concept through to final implementation, and will work across both short and long term change initiatives, sometimes managing multiple parallel work streams. The Senior Business Analyst must be an advocate of, and be able to demonstrate appropriate Business Analysis tools and techniques.
Good analytical skills, methodical where it matters, with good attention to detail. High desire for a quality output.
Demonstrates excellent interpersonal, influencing and facilitation skills, and be comfortable at all levels of contact and in a wide variety of situations. Show an understanding of different stakeholder needs and styles/approaches that will achieve these.
Excellent at producing clear, concise and unambiguous written documents, with the ability to translate words into pictures and vice versa, to meet the varying thinking styles of their audiences.
Excellent verbal communicator persuasive, clear, able to adapt style to audience.
Ability to gather and articulate clear written business/user requirements.
Ability to create process maps and construct data and process modelling.
Demonstrates understanding of the project governance cycle, its gateways, and roles and responsibilities within this lifecycle.
Experience of developing test strategies, test scenarios, and delivering to test plans.
Uses Microsoft Word, PowerPoint, Excel, Project and Visio to an Intermediate level.
An excellent opportunity for an experienced risk manager to manage a small team of collections risk analysts within an expanding Risk function.
Candidates require:
Numerical degree
Technical skills – SAS/SQL/debt manager
Strong collections experience
Competent people manager
My client, a very large, well established financial services organisation is looking for a scorecard analyst to work within their pricing team
Typical Responsibilities
Establish, review/analyse and improve ongoing scorecard monitoring and validation. Prepare regular reports on scorecard performance for senior management. Submit recommendations for policy enhancements and improvements. Liaise with business units to ensure that all Global and Regulatory Guidelines are adhered to.
Candidate Requirements
Advanced user of Statistical Analysis Software (SAS). Advanced understanding and implementation of the techniques and applications of credit scoring. Understanding of Credit Scorecard validation and monitoring techniques. Strong interpersonal and communication skills. Excellent written and oral communication skills. Credit card experience is beneficial
To provide detailed analysis on investment strategies and asset selection making recommendations to fund managers. The role involves dealing with analysts, managers and investment strategists across a wide range of asset classes.
Key Responsibilities:
To provide quantitative analysis of potential asset performance taking into consideration risk characteristics. To provide qualitative analysis of potential asset performance and investment potential across the range of asset classes. To give opinion on the outlook for asset classes and strategies. To provide input on portfolio construction to establish diversification across assets classes. To provide input into the selection of effective implementation techniques for asset allocation strategies. To liaise with counterparts in the business to communicate views.
Candidate Requirements:
Graduate level of education or relevant industry experience. Significant experience of asset classes in a professional capacity. Knowledge of the regulatory framework within which investment management operates. Has detailed knowledge of how the financial markets operate, covering all asset classes both traditional and new e.g fixed interest, equities etc. Strong numerical skills. Strong communications and influencing skills.